Ballard County, KY Property Tax: $1,067/yr (2026)
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The effective property tax rate in Ballard County is 0.80% of assessed home value. On a home at the county median value of $132,900, that works out to about $1,063 per year, or $89 per month. Ballard County is located in southwestern Kentucky, and is home to approximately 7,678 residents.
About Ballard County
Ballard County covers approximately 247.1 square miles in Kentucky. The county is home to about 7,678 residents living in roughly 3,707 housing units, of which 67.1% are owner-occupied. The median household income is $64,740, and the median home was built in 1982.
Ballard County borders Alexander County, Pulaski County, Carlisle County, McCracken County, Mississippi County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Kentucky
Property taxes in Kentucky are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Kentucky offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Ballard County Assessor's office to learn which exemptions apply to your property and when to file.
Ballard County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Ballard County, KY | 0.80% | $132,900 | $1,063 |
| Kentucky state average | 0.72% | — | $957* |
| Alexander County | 1.65% | $58,700 | $966 |
| Pulaski County | 0.82% | $81,000 | $668 |
| Carlisle County | 0.85% | $104,700 | $887 |
| McCracken County | 0.73% | $182,900 | $1,342 |
| Mississippi County | 0.88% | $100,300 | $880 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Ballard County's median home value of $132,900. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Ballard County's property tax rate compare to the rest of Kentucky?
At 0.80%, Ballard County is higher than the Kentucky state average of 0.72%. On a home at the county median of $132,900, that means about $1,063 per year — versus $957 at the state average rate, a difference of $106 per year. Compared to the national average of 1.10%, Ballard County is below average.
What's a typical annual property tax bill in Ballard County?
For a home at the county median value of $132,900, the annual property tax in Ballard County is approximately $1,063 — or about $89 per month. For a home worth $199,350, expect around $1,595 per year. For a $265,800 home, approximately $2,126 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Ballard County property tax assessment?
Property assessment appeals in Ballard County are handled by the Ballard County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Ballard County?
Kentucky counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.80% shown here. Contact the Ballard County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File