Bedford County, VA Property Tax: $1,265/yr (2026)
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The effective property tax rate in Bedford County is 0.46% of assessed home value. On a home at the county median value of $276,600, that works out to about $1,272 per year, or $106 per month. Bedford County is located in central Virginia, and is home to approximately 80,254 residents.
About Bedford County
Bedford County covers approximately 760.1 square miles in Virginia. The county is home to about 80,254 residents living in roughly 37,383 housing units, of which 73.7% are owner-occupied. The median household income is $77,644, and the median home was built in 1989.
Bedford County borders Amherst County, Botetourt County, Campbell County, Franklin County, Pittsylvania County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Virginia
Property taxes in Virginia are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Virginia offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Bedford County Assessor's office to learn which exemptions apply to your property and when to file.
Bedford County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Bedford County, VA | 0.46% | $276,600 | $1,272 |
| Virginia state average | 0.67% | — | $1,853* |
| Amherst County | 0.51% | $197,200 | $997 |
| Botetourt County | 0.65% | $268,900 | $1,761 |
| Campbell County | 0.46% | $199,200 | $913 |
| Franklin County | 0.53% | $222,800 | $1,188 |
| Pittsylvania County | 0.59% | $153,000 | $907 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Bedford County's median home value of $276,600. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Bedford County's property tax rate compare to the rest of Virginia?
At 0.46%, Bedford County is lower than the Virginia state average of 0.67%. On a home at the county median of $276,600, that means about $1,272 per year — versus $1,853 at the state average rate, a difference of $581 per year. Compared to the national average of 1.10%, Bedford County is below average.
What's a typical annual property tax bill in Bedford County?
For a home at the county median value of $276,600, the annual property tax in Bedford County is approximately $1,272 — or about $106 per month. For a home worth $414,900, expect around $1,909 per year. For a $553,200 home, approximately $2,545 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Bedford County property tax assessment?
Property assessment appeals in Bedford County are handled by the Bedford County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Bedford County?
Virginia counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.46% shown here. Contact the Bedford County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File