Bergen County, NJ Property Tax: $10,001/yr (2026)
Last reviewed:
The effective property tax rate in Bergen County is 1.69% of assessed home value. On a home at the county median value of $593,200, that works out to about $10,025 per year, or $835 per month. Bergen County is located in northeastern New Jersey, and is home to approximately 954,717 residents.
About Bergen County
Bergen County covers approximately 232.8 square miles in New Jersey. The county is home to about 954,717 residents living in roughly 368,535 housing units, of which 62.7% are owner-occupied. The median household income is $123,715, and the median home was built in 1959.
Bergen County borders Essex County, Hudson County, Passaic County, Bronx County, New York County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in New Jersey
Property taxes in New Jersey are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in New Jersey offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Bergen County Assessor's office to learn which exemptions apply to your property and when to file.
Bergen County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Bergen County, NJ | 1.69% | $593,200 | $10,025 |
| New Jersey state average | 2.21% | — | $13,110* |
| Essex County | 2.02% | $494,400 | $10,001 |
| Hudson County | 1.85% | $508,600 | $9,413 |
| Passaic County | 2.28% | $439,400 | $10,001 |
| Bronx County | 1.03% | $517,000 | $5,310 |
| New York County | 0.90% | $1,108,900 | $10,001 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Bergen County's median home value of $593,200. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Bergen County's property tax rate compare to the rest of New Jersey?
At 1.69%, Bergen County is lower than the New Jersey state average of 2.21%. On a home at the county median of $593,200, that means about $10,025 per year — versus $13,110 at the state average rate, a difference of $3,085 per year. Compared to the national average of 1.10%, Bergen County is above average.
What's a typical annual property tax bill in Bergen County?
For a home at the county median value of $593,200, the annual property tax in Bergen County is approximately $10,025 — or about $835 per month. For a home worth $889,800, expect around $15,038 per year. For a $1,186,400 home, approximately $20,050 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Bergen County property tax assessment?
Property assessment appeals in Bergen County are handled by the Bergen County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Bergen County?
New Jersey counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 1.69% shown here. Contact the Bergen County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File