Chester County, TN Property Tax: $837/yr (2026)
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The effective property tax rate in Chester County is 0.54% of assessed home value. On a home at the county median value of $155,200, that works out to about $838 per year, or $70 per month. Chester County is located in southwestern Tennessee, and is home to approximately 17,452 residents.
About Chester County
Chester County covers approximately 285.7 square miles in Tennessee. The county is home to about 17,452 residents living in roughly 7,251 housing units, of which 66.9% are owner-occupied. The median household income is $60,543, and the median home was built in 1989.
Chester County borders Hardeman County, Hardin County, Henderson County, McNairy County, Madison County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Tennessee
Property taxes in Tennessee are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Tennessee offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Chester County Assessor's office to learn which exemptions apply to your property and when to file.
Chester County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Chester County, TN | 0.54% | $155,200 | $838 |
| Tennessee state average | 0.51% | — | $792* |
| Hardeman County | 0.65% | $116,800 | $762 |
| Hardin County | 0.43% | $154,000 | $666 |
| Henderson County | 0.47% | $156,000 | $732 |
| McNairy County | 0.39% | $151,100 | $589 |
| Madison County | 0.61% | $189,700 | $1,161 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Chester County's median home value of $155,200. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Chester County's property tax rate compare to the rest of Tennessee?
At 0.54%, Chester County is higher than the Tennessee state average of 0.51%. On a home at the county median of $155,200, that means about $838 per year — versus $792 at the state average rate, a difference of $46 per year. Compared to the national average of 1.10%, Chester County is below average.
What's a typical annual property tax bill in Chester County?
For a home at the county median value of $155,200, the annual property tax in Chester County is approximately $838 — or about $70 per month. For a home worth $232,800, expect around $1,257 per year. For a $310,400 home, approximately $1,676 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Chester County property tax assessment?
Property assessment appeals in Chester County are handled by the Chester County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Chester County?
Tennessee counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.54% shown here. Contact the Chester County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File