Garza County, TX Property Tax: $1,316/yr (2026)
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The effective property tax rate in Garza County is 1.66% of assessed home value. On a home at the county median value of $79,300, that works out to about $1,316 per year, or $110 per month. Garza County is located in northwestern Texas, and is home to approximately 5,435 residents.
About Garza County
Garza County covers approximately 893.4 square miles in Texas. The county is home to about 5,435 residents living in roughly 2,094 housing units, of which 46.9% are owner-occupied. The median household income is $50,545, and the median home was built in 1971.
Garza County borders Borden County, Crosby County, Dickens County, Kent County, Lubbock County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Texas
Property taxes in Texas are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Texas offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Garza County Assessor's office to learn which exemptions apply to your property and when to file.
Garza County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Garza County, TX | 1.66% | $79,300 | $1,316 |
| Texas state average | 1.28% | — | $1,015* |
| Borden County | 0.47% | $105,400 | $493 |
| Crosby County | 1.78% | $75,500 | $1,345 |
| Dickens County | 1.37% | $65,000 | $888 |
| Kent County | 0.91% | $108,900 | $988 |
| Lubbock County | 1.56% | $199,600 | $3,119 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Garza County's median home value of $79,300. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Garza County's property tax rate compare to the rest of Texas?
At 1.66%, Garza County is higher than the Texas state average of 1.28%. On a home at the county median of $79,300, that means about $1,316 per year — versus $1,015 at the state average rate, a difference of $301 per year. Compared to the national average of 1.10%, Garza County is above average.
What's a typical annual property tax bill in Garza County?
For a home at the county median value of $79,300, the annual property tax in Garza County is approximately $1,316 — or about $110 per month. For a home worth $118,950, expect around $1,975 per year. For a $158,600 home, approximately $2,633 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Garza County property tax assessment?
Property assessment appeals in Garza County are handled by the Garza County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Garza County?
Texas counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 1.66% shown here. Contact the Garza County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File