McCracken County, KY Property Tax: $1,342/yr (2026)
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The effective property tax rate in McCracken County is 0.73% of assessed home value. On a home at the county median value of $182,900, that works out to about $1,335 per year, or $111 per month. McCracken County is located in southwestern Kentucky, and is home to approximately 67,584 residents.
About McCracken County
McCracken County covers approximately 248.8 square miles in Kentucky. The county is home to about 67,584 residents living in roughly 32,155 housing units, of which 57.2% are owner-occupied. The median household income is $62,385, and the median home was built in 1978.
McCracken County borders Massac County, Pulaski County, Ballard County, Carlisle County, Graves County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Kentucky
Property taxes in Kentucky are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Kentucky offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the McCracken County Assessor's office to learn which exemptions apply to your property and when to file.
McCracken County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| McCracken County, KY | 0.73% | $182,900 | $1,335 |
| Kentucky state average | 0.72% | — | $1,317* |
| Massac County | 1.50% | $118,000 | $1,769 |
| Pulaski County | 0.82% | $81,000 | $668 |
| Ballard County | 0.80% | $132,900 | $1,067 |
| Carlisle County | 0.85% | $104,700 | $887 |
| Graves County | 0.67% | $139,000 | $929 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at McCracken County's median home value of $182,900. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does McCracken County's property tax rate compare to the rest of Kentucky?
At 0.73%, McCracken County is higher than the Kentucky state average of 0.72%. On a home at the county median of $182,900, that means about $1,335 per year — versus $1,317 at the state average rate, a difference of $18 per year. Compared to the national average of 1.10%, McCracken County is below average.
What's a typical annual property tax bill in McCracken County?
For a home at the county median value of $182,900, the annual property tax in McCracken County is approximately $1,335 — or about $111 per month. For a home worth $274,350, expect around $2,003 per year. For a $365,800 home, approximately $2,670 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a McCracken County property tax assessment?
Property assessment appeals in McCracken County are handled by the McCracken County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in McCracken County?
Kentucky counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.73% shown here. Contact the McCracken County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File