Owen County, KY Property Tax: $1,231/yr (2026)
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The effective property tax rate in Owen County is 0.75% of assessed home value. On a home at the county median value of $165,000, that works out to about $1,238 per year, or $103 per month. Owen County is located in northern Kentucky, and is home to approximately 11,270 residents.
About Owen County
Owen County covers approximately 350.5 square miles in Kentucky. The county is home to about 11,270 residents living in roughly 5,378 housing units, of which 69.6% are owner-occupied. The median household income is $59,706, and the median home was built in 1990.
Owen County borders Carroll County, Franklin County, Gallatin County, Grant County, Henry County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Kentucky
Property taxes in Kentucky are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Kentucky offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Owen County Assessor's office to learn which exemptions apply to your property and when to file.
Owen County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Owen County, KY | 0.75% | $165,000 | $1,238 |
| Kentucky state average | 0.72% | — | $1,188* |
| Carroll County | 0.76% | $129,800 | $982 |
| Franklin County | 0.84% | $198,700 | $1,672 |
| Gallatin County | 0.81% | $169,400 | $1,368 |
| Grant County | 0.72% | $185,500 | $1,339 |
| Henry County | 0.82% | $181,300 | $1,489 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Owen County's median home value of $165,000. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Owen County's property tax rate compare to the rest of Kentucky?
At 0.75%, Owen County is higher than the Kentucky state average of 0.72%. On a home at the county median of $165,000, that means about $1,238 per year — versus $1,188 at the state average rate, a difference of $50 per year. Compared to the national average of 1.10%, Owen County is below average.
What's a typical annual property tax bill in Owen County?
For a home at the county median value of $165,000, the annual property tax in Owen County is approximately $1,238 — or about $103 per month. For a home worth $247,500, expect around $1,856 per year. For a $330,000 home, approximately $2,475 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Owen County property tax assessment?
Property assessment appeals in Owen County are handled by the Owen County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Owen County?
Kentucky counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.75% shown here. Contact the Owen County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File