Pontotoc County, OK Property Tax: $1,067/yr (2026)
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The effective property tax rate in Pontotoc County is 0.63% of assessed home value. On a home at the county median value of $170,500, that works out to about $1,074 per year, or $90 per month. Pontotoc County is located in southern Oklahoma, and is home to approximately 38,158 residents.
About Pontotoc County
Pontotoc County covers approximately 720.4 square miles in Oklahoma. The county is home to about 38,158 residents living in roughly 17,483 housing units, of which 56.9% are owner-occupied. The median household income is $62,564, and the median home was built in 1977.
Pontotoc County borders Coal County, Garvin County, Hughes County, Johnston County, McClain County — useful comparisons if you're considering nearby areas with potentially different tax rates.
How Property Taxes Work in Oklahoma
Property taxes in Oklahoma are administered at the county level. Each county sets a millage rate applied to the assessed value of real property — the effective rate above accounts for any partial assessments and exemptions already built into the local tax base. Assessed value can differ meaningfully from current market value depending on how often the county reassesses and what fraction of market value it uses.
Most counties in Oklahoma offer exemptions that reduce the taxable assessed value: homestead exemptions for primary residences, senior exemptions, disability exemptions, and veteran exemptions are common. These reduce your effective rate below the county-wide average shown here. Contact the Pontotoc County Assessor's office to learn which exemptions apply to your property and when to file.
Pontotoc County vs. Neighboring Counties
| Location | Eff. Rate | Median Home | Annual Tax |
|---|---|---|---|
| Pontotoc County, OK | 0.63% | $170,500 | $1,074 |
| Oklahoma state average | 0.65% | — | $1,108* |
| Coal County | 0.58% | $92,500 | $540 |
| Garvin County | 0.57% | $132,600 | $750 |
| Hughes County | 0.61% | $94,900 | $580 |
| Johnston County | 0.55% | $110,700 | $614 |
| McClain County | 0.80% | $233,900 | $1,868 |
| US national average | 1.10% | $281,900 | $3,101 |
*State average annual tax computed at Pontotoc County's median home value of $170,500. Source: US Census ACS 2023 5-year estimates.
Frequently Asked Questions
How does Pontotoc County's property tax rate compare to the rest of Oklahoma?
At 0.63%, Pontotoc County is lower than the Oklahoma state average of 0.65%. On a home at the county median of $170,500, that means about $1,074 per year — versus $1,108 at the state average rate, a difference of $34 per year. Compared to the national average of 1.10%, Pontotoc County is below average.
What's a typical annual property tax bill in Pontotoc County?
For a home at the county median value of $170,500, the annual property tax in Pontotoc County is approximately $1,074 — or about $90 per month. For a home worth $255,750, expect around $1,611 per year. For a $341,000 home, approximately $2,148 per year. Use the calculator above to estimate taxes for any assessed value.
Where do I appeal a Pontotoc County property tax assessment?
Property assessment appeals in Pontotoc County are handled by the Pontotoc County Assessor's office. Most jurisdictions require filing within 30–90 days of receiving your assessment notice — confirm the specific deadline with the assessor's office before submitting, as deadlines and procedures vary by county. A successful appeal can reduce your assessed value and lower your tax bill for the current and future tax years.
What exemptions are available in Pontotoc County?
Oklahoma counties commonly offer homestead exemptions for owner-occupied primary residences, senior citizen exemptions for qualifying homeowners aged 65 and older, exemptions for disabled residents, and veterans' exemptions. Each exemption reduces your assessed taxable value, which in turn reduces your effective tax rate below the county-wide 0.63% shown here. Contact the Pontotoc County Assessor's office to confirm which exemptions are available and the application deadlines.
Data sources: US Census Bureau ACS 2023 5-Year Estimates, US Census Gazetteer (2024), County Adjacency File